A 457 plan contribution can be an effective retirement tool. 457 Plan Withdrawal Withdrawing money from a qualified retirement account, such as a 457 plan, can create a sizable tax obligation. Loan Calculator. For some investors, this could prove to be a better option than contributing on a pre-tax Roth IRA vs. employer-sponsored plan calculator. Use this calculator to help determine if you are eligible for the 457(b) 3-year Special Catch-Up election and if so, how much you can contribute to your employer’s 457(b) retirement plan in the current year. It assumes that you participate in a single 457(b) plan in 2021 with one employer. Determine if you are eligible for the 457(b) 3-year Special Catch-Up election. If you are thinking about taking a loan from your URS 401(k)/457 Plan, take a look at the URS 401(k)/457 Loan Program brochure for more information. See how increasing your 457 Plan contributions can provide a valuable boost to your future savings. 457 Plan: Roth vs. Pre-tax A 457 plan contribution can be an effective retirement tool. 457 Savings Calculator. This calculator will help you determine the maximum contribution to your 457(b) plan in 2021. A 457 can be one of your best tools for creating a secure retirement. Traditional vs. Roth 401(k) / 403(b) / 457(b) Calculator This tool compares the hypothetical results of investing in a Traditional (pre-tax) and a Roth (after-tax) retirement plan. 401(k), 403(b), 457 Plan If you currently participate in more than one 457(b) plan, you may need to consult a tax advisor. First, all contributions and earnings to your 457 are tax-deferred. You only pay taxes on contributions and earnings when the money is withdrawn. Inflation can be included in the analysis ... Use this calculator to help determine the best option for your retirement. For more information or to do calculations involving Social Security, please visit our Social Security Calculator. Roth Analyzer Use this calculator to learn more about the Roth option and decide which is best for your situation - pre-tax or after-tax savings. IMPORTANT: The Coronavirus Aid, Relief, and Economic Security Act (CARES) Act of 2020 contains provisions providing a temporary waiver of RMDs for IRAs, 401(k)s and other employee-sponsored retirements plans for 2020. Pensions, 401(k)s, Individual Retirement Accounts (IRA), and Other Savings Plans. Compare the differences of investing through your employer-sponsored plan (ESP) or in a Roth IRA. The calculator will also help identify how much you may contribute under the Age 50+ Catch-Up election. A 457 plan is offered to government workers. The equivalent for teachers and some non-profit employees is the 403(b). Learn more details about how the Roth 401(k) option may result in significant tax advantages. The Roth 457 plan allows you to contribute to your 457 account on an after-tax basis - and pay no taxes on qualifying distributions when the money is withdrawn. The Roth 457 plan allows you to contribute to your 457 account on an after-tax basis – and pay no taxes on qualifying distributions when the money is withdrawn. Use this calculator to see what your net withdrawal would be after taxes are taken into account. Retirement Payout / Monthly Payment Calculator determines the full payout schedule for an annuity or investment over time given a fixed rate and a fixed or specified payout rate or payment. It provides you with two important advantages. A 401(k) is a retirement plan offered by a private-sector employer. Roth retirement plan analyzer. 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